Owning real estate allows you to leverage the bank's money to acquire large assets with little cash down. The benefit is that you are achieving appreciation on the total value of the property not the initial investment. Growing value in an asset that is not paid for is one of the marvels in owning real estate.

Rental properties are great investments, because you are growing equity everyday while your tenants are paying for that growth. As time passes, not only is the property appreciating in value, but also the principle balance is decreasing. This grows equity in two ways and neither of which you contribute to. In contrast, an IRA will grow at a very slow pace unless you are consistently putting available cash in.

Owning single-family rentals can work to your benefit in any market. The number of qualified buyers often dictates the strength of the market. When the retail market is soft and lending is tight, there are more renters. When the retail market is great, you have a refurbished home ready to sell.

Tax write-offs reduce your taxable income, which equates to actual dollars in your pocket. For tax purposes, depreciation is added to your total expenses, which is not an actual cash expenditure. This allows you to show a loss on your property tax return even when you have positive cash flow.

Real estate appreciation is consistent over the long term. Owning real estate is a very solid, conservative investment when you hold your properties long term.

There is a high Return-on-Investment (ROI) in owning income properties. There are 4 main factors working together: appreciation, tenant paying down principle balance, tax savings, and cash flow.

See example case study

Economic Stats

• Forecasted to grow at a 4% rate in 2007 according to Fortune Magazine's 2006 market report
• Ranked 3rd in job growth
• Ranked 3^rd for most Fortune 500 companies' headquarters (13)
• 22 fortune 1000 companies
• 1600 foreign-based companies
• Home to the world's busiest airport: Jackson/Hartsfield International Airport
• Ranked 1st for "Best Places for Entrepreneurs/Business" by Inc. Magazine (March 2004)
• Ranked 1st in U.S. as least costly large city for business by KPMG (2006)
• Ranked 3rd by Site Selection Magazine for number of 2006 projects landed

Population Growth

• Ranked 2nd as America's 50 hottest cities to relocate
• Ranked 4th in home sales in 2007
• Ranked 3rd by Expansion Management magazine's list of "America's 50 Hottest Cities" (2006)
• Ranked 1st by Expansion Management / Logistics Today magazine as "Most Friendly Logistics City in the Southeast" (2005)
• Metro Atlanta is forecasted to be the third largest job generator over the next decade, Global Insight (Sept. 2003)

Real Estate Market

• Forbes Magazine ranked Atlanta the #1 rental market
• 4^th most affordable market ranked by Forbes Magazine
• Ranked 2^nd as most appreciating market (Money, 2007)
• CNNMoney.com says Atlanta is the 4^th best city in America to invest in

All rankings are based on United States rankings.

For more info on Atlanta, visit www.metroatlantachamber.com

There are thousands of investment companies out there trying to earn your business. Why is Southcrest Properties the right choice? What is unique about our strategy and philosophy? We will answer these questions and, you will learn why Southcrest Properties is serious about what we do and confident in our program.

We feel the most important reason to invest with Southcrest Properties is our philosophy on how to conduct business. We believe in treating business relationships as we would want to be treated. This means 'doing the right thing' even when it costs us more money. Our philosophy is to consistently have a positive influence on our investors, our tenants, our business relationships, and on the real estate industry as a whole. We believe that honesty, integrity, and good will are the foundation in building a lasting business that survives on repeat investors and referrals.

Another reason to invest with Southcrest is because our owners believe in our program. They currently own over 40 properties in the same markets in which we sell, and our property management partner manages their entire portfolio. They know that owning real estate has created more millionaires than any other type of investment in the United States. They went all in when they both left their promising careers with good incomes to pursue investing in South Atlanta. This means our owners strongly believe in the South Atlanta real estate market and are here to stay.

As for our product, we offer the most complete rental investment solution on the market today, and it is truly the simplest way to own real estate. We assume most of the risks during the entire process, which makes your purchase and ownership of rental properties smoother than you had ever imagined. We developed our program after buying over 100 properties in the last three years. We learned that 'buying, fixing up, and selling or renting' is not as simple as those infomercials made it out to be. It took us a lot of time and money, consistent effort in building relationships with lenders, attorneys, and contractors, and making many mistakes along the way to give us the experience needed to make real estate investing profitable. You will now benefit from all our wisdom in our one-of-a-kind investment program.

Other benefits of investing with Southcrest Properties:

• Since we are the largest cash buyer of single-family homes in South Atlanta, you get the advantage of our buying power to get the best deals on the best houses.
• We stand behind our rehabs with a 90-day warranty against rehab-related repairs and maintenance.
• We have excellent lender and attorney relationships that cater their services to our program and offer the most unique loan products and processes we have ever seen.
• We also PROVIDE LEASE ASSISTANCE THAT GUARANTEES YOUR RENT FOR UP TO 3 MONTHS and PAY FOR YOUR FIRST TENANT PLACEMENT!

click here to meet our team

click here for program details

Our program caters to the investors who want to own investment properties, but do not have the time, the resources, or the experience to get it done. We take care of the entire process starting from the offer all the way to collecting the rent. This tremendously reduces your risks and saves you money throughout the process.

The 'HIGHLIGHTS' of our Program

• 90-day Warranty on Repairs and Maintenance: Southcrest stands behind our rehabs. We will pay for all rehab-related repairs and maintenance including unforeseen plumbing and electrical issues for 90 days.
  
• FREE Tenant Placement: Southcrest pays your 1^st tenant placement fee, which is equal to one month's rent (approx. $1,000).
• 25% Equity in the Property: This instant equity strengthens your financial balance sheet from day one and allows for multiple exit strategies.
• Easy, Permanent Financing with our Preferred Lender: Deal with a lender who understands our business and gives you the best rates and closing costs on the market for investment properties.
• Positive Cash Flow on Every Property: Get gross positive cash flow on every property without having to use an interest only loan or pay down large sums of cash. We invest in one of the few markets in the country where this is possible.

The 'WORK' involved in our Program

• We find your rental property through our in-house scouts. This is critical, because they know our markets and our rehab guidelines. Our properties are usually foreclosures from auctions, banks, brokers, individuals, and HUD. We typically make ten offers for every one that is accepted.
• We purchase the property with our resources. The value here is that we absorb all of the risks including the closing and financing costs, assuring a clear title, and any unforeseen repair costs.
• Our licensed and insured general contractor rehabs the property overseen by our project manager. Our project manager has detailed guidelines on what and how the work is to be done. Southcrest rehab expectations are focused on three areas: minimizing repair and maintenance, limiting liabilities for the owner, and offering the best looking houses on the block from the curb appeal to the interior finishes.
• We sell the newly rehabbed property to you via 'owner financing' leaving you 25% equity in the property. This is key to our program because you are now 'refinancing' your property with our lender using the appraised value rather than your original purchase price. This makes the qualification process easier, your interest rate will be lower, and it eliminates the need for private mortgage insurance or a second mortgage. This is because the lender will use your 25% equity as your down payment when you refinance to a permanent loan saving you thousands of out-of-pocket dollars.
• Your property is then refinanced to a permanent loan at 75% of the appraised value. We handle all the scheduling for the appraiser, lender, and attorney throughout this entire process.
• You then have a choice to use our in house property management group or we can find one for you. They will become the cornerstone for the relationship from this point forward. Our property management group, the Bravo Group, currently manages over 100 properties and we believe that this is one of the biggest keys to long-term investment success. 

The 'PRICING' of our Program

• The purchase price of each property is 75% of the appraised value. A licensed and approved appraiser selected by the lender conducts all appraisals.
• We require a $5000 non-refundable earnest deposit in order to put a property under contract. We will not ask for this earnest deposit until our preferred lender has approved you.
• At your refinance closing, WE will pay your actual closing costs. Thus, your total cash investment is only $5,000 and we pay your refinance closing costs (approx. $5500 on an average deal).

click here for the step-by-step purchasing process

I am tired of getting no rate of interest from my checking and savings accounts. If I were to use my $5,000 in cash towards a down payment for a Southcrest Investment home, what kind of return could I get?

Let’s use a real life example to help explain what kind of returns you can get.

Appraised Value		$118,000
Loan Amount		$94,400
Closing Costs (your total out of pocket)		$5,000
Total Purchase Costs		$99,400
Home Equity =		$23,600
Market Rent		$925/ month
- Taxes & Ins,		$146.50/ month
- Property Mgmt fee		$74/ month
Monthly Net Income		$704.50
Annual Net Income		$8,454

When you take Annual Net Income of $8,454 and divide it by the Purchase Costs (loan amount+closing costs) of $99,400…

You get an 8.5% rate of return on your cash!

You also get about $23,600 in equity!

This is just an example, but it is a realistic example of the types of returns you can get when you invest in positive cash-flow homes with us. Some of our clients have received a higher rate of return. Please call us today to learn more, and together we can help you to start earning a higher return on your money, instead of just letting it sit idly at the bank.

In our previous example, even if real estate dropped about 4% a year for 5 years, you would still come out ahead by more than $6,903 ($37,000+$2,400-$32,497). And of course your 7% selling costs would be lower. It’s hard to predict the future with a crystal ball. Property values may go down a little more, but even if they do, it’s still likely you will make money at the end of the day.

In our previous example, even if real estate dropped about 4% a year for 5 years, you would still come out ahead by more than $6,903 ($37,000+$2,400-$32,497). And of course your 7% selling costs would be lower. It’s hard to predict the future with a crystal ball. Property values may go down a little more, but even if they do, it’s still likely you will make money at the end of the day.

Southcrest has been doing this for 4 years. They are a strong, healthy, company who’s serious about continuing to stay on top of the real estate investing market for the long-term.

Southcrest Properties has multiple licensed agents they can recommend to help you sell or lease-option it if you so choose. 

Southcrest will guarantee you rent payments for the first two months upon purchasing a property. This is ample time for the management company to find you a strong tenant.

Today, banks normally use their own preferred appraisal management companies. Higher bank screening processes and requirements for appraisers will help ensure you have an honest and accurate appraiser. Before purchasing a property, you will have a full, certified appraisal showing you the numbers of the property and similar properties in the area. This will provide you with additional evidence as to what the home is valued at.